He borrowed money from his ex-girlfriend, then filed for court-ordered debt relief

A man owed his ex about $22,000, got a court-approved plan cutting her payout — now she's furious.

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● Some K-contextSocietyDaily lifeHow much Korea-context this story assumes. English translations and context by Klore.
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Anonymous · 어제

My ex is threatening to sue me over my debt relief plan, ㅠㅠ개인회생하는데 전여친이 고소한대 ㅠㅠ

So, my ex-girlfriend—전여친인데

I borrowed ~30M won from her for living costs and old loans. Zero crypto, gambling, stocks.내 개인생활자금 및 기존대출상환하려고 3천만원 정도 빌림. (코인,도박,주식은 1도 안함)

After we broke up, she demanded full repayment.근데 헤어지고나서 그거 갚으라해서

I signed an IOU, paid 1.2M won/month for 5 months.차용증 써주고 5개월동안 120만원씩 갚았거든

Eventually I couldn't keep paying, so I listed it in my rehab filing with my other loans.나중에 도저히 못감겠어서 기존대출이랑 같이 개인회생에 채권자에 넣음.

I told her too—filed for personal rehabilitation, can't repay.당연히 전여친한테도 못갚겠어서 개인회생 신청했다하고.

Plan approved: she gets only 250K won total over 36 months. She's furious, hiring a lawyer to sue me.그러고 이번에 개시결정 났는데 변제계획안 받아보더니 36개월간 25만원밖에 못받는게 말도 안된다고 자기가 변호사 고용해서 민형사 고소 다할거라는데

Is this really okay...? ㅠㅠ이거 괜찮을 까..? ㅠㅠT

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💡 Wait, can she even sue over a court-approved plan?
Personal rehabilitation is Korea's Chapter 13 equivalent — once a judge approves the plan, creditors must accept it unless fraud is proven.vs. Like a Chapter 13 discharge — creditors can't just call the payout unfair and sue.Klore note

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